When making purchases in a currency which is included in the multi-currency card there are no additional fees.
If you already have money in the dedicated currency, the amount you paid will be debited from your current balance at the 1st day of the following month.
If this is not the case, there is no need to worry. At the 1st working day of each month the amount due will be debited from your most funded currency by applying the day’s advantageous Swissquote exchange rate*.
If you wish to do the conversion yourself, you can still do so until the 1st working day of the following month.
When making purchases in a currency which is NOT included in the multi-currency card, we will debit your account in your card's reference currency and fees will apply (1.5%).
*This only applies if you have the Forex Reconciliation option activated in your trading account. This option is activated by default. If you deactivated the Forex Reconciliation option, the debit interest rates will apply.